November 10 always marks the halfway point for the 2026 Annual Enrollment Period!

When working with a client who is shopping for an Affordable Care Act (ACA) insurance plan from the federal marketplace or their state marketplace, there are a series of questions you should ask to better serve them.

On April 7, 2025, the Centers for Medicare & Medicaid Services (CMS) released the Final CY 2026 Part D Redesign Program Instructions. What's changing with Part D for 2026?

Every agent will hear objections during Medicare sales appointments or sales events. Not every client that you meet with is going to be interested in a plan you may suggest, even if it seems like the right choice for their unique situation.

People are interested in coverage that will support their families after they're gone. Life insurance is a popular choice, and for good reason, as it supplements income in order to help maintain families' lifestyles. But, what's often overlooked and underutilized is final expense insurance, or expense coverage for funeral arrangements.

For senior health insurance agents, the bulk of business is done in the chaotic 54-day Medicare Annual Enrollment Period (AEP).

You might already be using PlanEnroll, but are you taking advantage of everything it has to offer?

Gathering referrals can be a low-cost, rolling marketing tactic that independent insurance agents can use to gain fresh leads.

Have you thought about adding more health insurance plans to your portfolio, but don't know if it would be worth the time and effort? We'll tell you what broker commissions for ancillary products look like so you can make an informed decision.

Forming insurance affinity partnerships lets you tap into the clientele and resources of another business or organization, which can generate a steady supply of leads.

Whether you've been in the business for years or you're just starting out, most agents want to make money. At Ritter, we can help you contract, get certified, and start earning commissions. Check out or guide and learn how to establish a steady income stream and help even more people get coverage this year!

We've all seen the commercials depicting a fictional couple discussing getting life insurance right this minute. What's the rush?

Have you ever found yourself asking, "Wait, what's an FMO exactly?" Then this eBook is for you!

You know how vital the Annual Enrollment and Lock-In Periods are to your business. And as your full-service field marketing organization, we know how to best support you during these times. So, we created these Thrive Tomorrow: AEP and Lock-In Kits to take you beyond surviving and begin thriving this year!