Although Affordable Care Act (ACA) plans offer coverage for 10 essential health benefits, these plans don't protect against every health concern. Your clients may greatly benefit from supplemental insurance, or complementary coverage, particularly dental, vision, hearing, hospital indemnity, or accident plans.

The loss of a loved one is never easy. Sorrow, heartbreak, grief.

Imagine this — a flustered client calls you on January 7. They're not happy with their current prescription drug coverage and want to change plans.

Congratulations! Break out the confetti because you survived this AEP season! Take a moment to relax, but don't pause for too long.

No one wants a pizza with sauce and cheese on only half of the pie, just like no one wants insurance that only satisfies a portion of their needs.

What if your clients didn't have to worry about the financial aspects of having cancer and could just spend their time and energy getting well? It's possible with a "peace of mind" policy, aka a cancer policy.

Mistakes happen — even to the best of us. Fortunately, errors and omissions (E&O) insurance can help you mitigate the risks and costs that come with your profession.

When you sell non-primary forms of coverage, such as long-term care insurance (LTCi), it's critical you develop a clear image of what qualified prospects will look like.

If you and your client disagree with a decision that the Federally Facilitated Marketplace (FFM) made on their eligibility, you can do something about it!

In its most basic form, a 1035 exchange is a tax-advantaged way policyholders can change their life insurance, annuity, and long-term care coverage.

You have likely heard about health plans that are available "on the exchange," but there are also ACA-compliant plans available off the exchange!

You may assume that veterans' healthcare is 100 percent covered at any hospital, anywhere. And that all they have to do is present their Veterans Affairs card. Unfortunately, this isn't the case.

Cash may be king, but if your clients don't have it, that doesn't have to stop them from purchasing long-term care insurance.

There's one thing Medicare clients ask their agents all the time: "How can I save money on prescription drugs? Let us help you answer that question!"